This article contains the actions others have taken in the past which have been detrimental to their SEPP Plans. I expect this list will continue to grow as time goes on and more early retirees take advantage of the 72t exceptions. Each action listed below will be the subject of its own article shortly. The SEPP (Substantially Equal Periodic Payments) exception of the IRC Section 72t is the most commonly discussed, so the article has […]

In this article I want to share a list of steps you can use for planning early distributions from your retirement accounts. Each step will be the subject of its own article shortly. The SEPP (Substantially Equal Periodic Payments) exception of the IRC Section 72t is the most commonly discussed, so the article has a bent towards that subject. However, this article can also be applied to other exceptions (Medical, Disability, College, etc.).   Disclaimer: While […]