72t Calculators

Check our work! There are several online calculators that will calculate your annual SEPP distribution amount for you using the 3 allowed methods. You can use one or more of these to verify your results from the 72tNET.com SEPP Distribution Calculator.

WARNING: Be careful – most of the calculators round the answer to the nearest dollar (not recommended). Some calculators make it difficult to distinguish interest rates from investment gains vs the AFR (applicable federal rate). A few calculators let you believe you can choose any “reasonable” interest rate you want.

You can learn more about the interest rate rules on the 72tNET.com SEPP Planning Pointers page and you can look up the current maximum AFR on the 72tNET.com Applicable Federal Rate Table.

By clicking the links below, you are leaving the 72tNET.com website. 72tNET.com is not responsible for the results you may receive on other websites.

72t Distribution Calculator – Bankrate.com

72t Calculator – IRA distributions without a penalty – CalcXML

c72t Calculator – powered by DST

72(t) Distribution Options – Retirement Calculator – Mortgage Loan