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livingthedream
@livingthedream
Active Member
Joined: Apr 25, 2021
Last seen: Dec 16, 2021
Topics: 1 / Replies: 15
Reply
RE: Starting 72T in December

My one suggestion would be to consider breaking up the SEPP given that you want to take it for so long. You have a lot in cash it looks like for emerg...

3 years ago
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RE: New 72t guidance might be coming before year end

@nhp920 Hi Michael, Thanks for making that point. Yes, that is true and I hadn't looked at it that way. I did start a small SEPP last month. I deci...

3 years ago
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RE: New 72t guidance might be coming before year end

@dlzallestaxesmsn-com I did look at that and it says only the minimum distribution method would have to change. Those using the amortization method (w...

3 years ago
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RE: New 72t guidance might be coming before year end

@tracy I understand that the federal mid-term rate is unlikely to change much. That is exactly why people are saying it doesn't make sense to tie the ...

3 years ago
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RE: New 72t guidance might be coming before year end

@twilliam Seems unlikely that it would be retroactive. Especially since it is not currently in there I wouldn't be too concerned. Again, given that th...

3 years ago
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RE: New 72t guidance might be coming before year end

@mcc637 I noticed the same last night. I was going to look into it further to see how far in advance that comment period happened prior to the ruling....

3 years ago
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RE: New 72t guidance might be coming before year end

@mcc637 Thanks again for the response. This sounds like the revision is indeed separate from the life expectancy table changes (changes which incident...

3 years ago
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RE: New 72t guidance might be coming before year end

@dlzallestaxesmsn-com And this has been another reason why I feel that perhaps I should have something in place by the end of this year to avoid that ...

3 years ago
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RE: New 72t guidance might be coming before year end

@dlzallestaxesmsn-com Absolutely! I have had that thought as well. I think I may have read that suggestion in another post and have played with that i...

3 years ago
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RE: New 72t guidance might be coming before year end

@dlzallestaxesmsn-com Hi, thanks very much for your response! I was only commenting on the topic about the possible revised ruling. I previously fille...

3 years ago
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RE: New 72t guidance might be coming before year end

@mcc637 Thanks very much for the link and where to look in the document. I see what you are talking about. This revision is not just the updated life ...

3 years ago
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RE: New 72t guidance might be coming before year end

Thank you for this update! Please post here if you see a revision. Do you have a good link for where to check for revisions? I'm not sure where to loo...

3 years ago
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RE: Date to determine balance for withdrawls

Thank you for your response! I appreciate the info. about the tax bracket to target for conversions. Very helpful!

4 years ago
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RE: Date to determine balance for withdrawls

Thanks very much for your reply and being so generous with your time. I'm very appreciative especially given how difficult it has been to find someone...

4 years ago
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RE: Date to determine balance for withdrawls

Thanks very much for your reply! I think some of the confusion is due to the template having changed. I do remember seeing amounts needed before/after...

4 years ago
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