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Birth date 3/21/1961.
First distribution date 9/8/2015.
Age 59.5 date 9/21/2020.
I took an annual distribution of the same amount in 2015, 2016, 2017, 2018, and 2019. Is it correct that for 2020 I can take a full distribution or no distribution at all? I want to make sure I get this right at the end of my plan. Thank you for the help and for this outstanding site.
Correct. You can take either the full annual distribution or no distribution before 9/21/2020.
After 9/21/2020, you can take any amount, or no amount, because your SEPP 72-T plan ends when you are 59 1/2 and will have taken 60 months/5 years worth of payments.