choosing which funds to distrubute from

L1: choosing which funds to distrubute from
If i set up a 72t plan in 2019 using my existing IRA and i take monthly distributions, can i choose which plan funds they draw from?
ex.
If the IRA i am using for the 72t/SEPP has 150k in a cash type account, 150 in equities and 200k in bonds, can I use the cash/bond funds as the sources and not touch the equities?
Am i making sense? in short, i don’t want the SEPP distributions to draw from the equities.
Thanks!
2018-12-21 21:40, By: Tom, IP: [173.239.232.30]

L2: choosing which funds to distrubute from
YES. You can take distributions from any one fund, or several funds, or partially from all of your funds. And, you can change where you take the distributions from each month, and how much you take from each fund.
You can even have 2 or more separate IRA accounts that YOU have designated as being your “SEPP 72-T UNIVERSE” from the beginning.
The only requirement is that you take the same total annual distribution every year (except the first year, in which you are allowed to take a prorated amount that is obviously less than the full amount).
2018-12-21 22:35, By: dlzallestaxes, IP: [173.59.46.223]