Post 59 1/2 Changes to SEPP

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L1: Post 59 1/2 Changes to SEPPIam writing in the hopes that you can answer a question for me on 72t before I meet with my financia advisor next month.
I am 63 years old and started a 72t when I was 57. I have recieved an annuity of substantially equal payments since that time, and have enjoyed saving the 10% penalty. Now that I am beyond 59 1/2, I would like to liquidate my 72t IRA and move the money into a “regular” IRA higher yielding CDs.
I am confused about what I am
Can I liquidate my 72t IRA account and transfer the funds through (old) trustee to (new) trustee now without incurring a 10% penalty and back penalties?
Thank you very much,
2005-09-27 16:31, By: CAP, IP: [71.101.136.66]

L2: Post 59 1/2 Changes to SEPPYES. You satisfy both of the rules — the later of 5 years or 59 1/2.2005-09-27 16:38, By: dlztaxes, IP: [4.175.9.186]

L2: Post 59 1/2 Changes to SEPPJust to make sure, use the “Last Payment Date” calculator.
The 5-year rule startswith the date of the first paymentis made and ends in about 365 x 4 2 days.
2nd question -even an IRA with a SEPP can be transferred.2005-09-27 16:43, By: Gfw, IP: [172.16.1.75]