Roth Distribution

L1: Roth DistributionHi,Are Roth Distributions under 72t taxable at regular income tax rates or are they tax free like distributions after age 59 1/2?Does the 10% penalty apply under 72t to Roth distributions?Thanks!2002-05-22 10:22, By: Distriby, IP: [127.0.0.1]
L2: Roth DistributionYou have just hit the big negative about ROTH IRAs (although I still believe the positives win out): Any distribution from a ROTH that is above and beyond your basis in the account and is done so before 5 years and before age 59 1/2 is BOTH taxed as regular income AND is surtaxed under 72(t) for an additional 10%.TheBadger2002-05-22 17:13, By: TheBadger, IP: [127.0.0.1]

L2: Roth DistributionHow about after 5 years in the IRA? Are distributions taxable at that point?Thanks!2002-05-22 17:39, By: Distriby, IP: [127.0.0.1]