How Can We Help?
-
Start Here
-
- 72t
- 72T Election Not Made by Advisor
- Advisor''s Liability for Errors
- break 72T with a withdrawl
- Breaking 72T after age 59 1/2 but before 5 years?
- Broken 72T? Is a penalty due in this situation?
- certification
- Distribution methods
- earliest possible modification date
- Earning from Fixed Income Funds
- Help! Repost from Email
- Is a 72T Right For Me?
- My trustee slipped up
- Other ways for pre 59.5 income
- Pension Lump Sum - IRA - SEPP B4 Age 59-1/2 = penalty???
- Restarting 72 payment
- Rolling from 1 IRA to another after SEPP started
- Schwab rep told me this today
- SEPP
- SEPP 72T
- SEPP Distribution to Romania
- SEPP error in distribution amount
- T Rowe Price 72t Expertise
- to 72t or not
- Show Remaining Articles ( 9 ) Collapse Articles
-
- 1099-R error by IRA custodian
- 72(t) transfer to new custodian
- 72t
- 72T - SEPP
- 72t Account transfer to new custodian
- 72t and change of custodian
- 72T Changing IRA Custodians
- 72t Custodian Change
- 72t Custodian mistake
- 72t custodian?
- 72t distribution error by custodian
- 72t paperwork
- account management
- Amoritzation fussy math from Fidelity
- Any problem with using two custodians when one will check the exception box and the other won't?
- Best Broker to Goto
- Change in plan or custodian due to a corp. bankrup
- Change of custodian last year of SEPP
- change of custodians
- Change of custodians for 72t
- Changing accounts within same custodian
- Changing custodians & affect to 72t
- Changing Custodians 401K to IRA
- Congress has the best plan!
- custodian change
- Custodian Changes
- Custodian Error
- Custodian Error
- Custodian refuses to continue 72t payments
- Custodian Transfered too much
- Do I have to fill out any forms to start a 72t?
- Do you have to notify custodian
- Does Changing Custodians Mid-year Cause Any Problem
- Effect of change of custodian on SEPP
- Ending my SEPP
- Fidelity dodges my question
- I am concerned about a 72t related answer I received from my custodian
- Informing Custodian of SEPP
- IRA custodians that code 1099r correctly
- is it ok to change ira custodian of sepp ira?
- more questions
- Multiple Custodians of IRA
- Mutual Fund Company Recommendations
- new 72t custodian, .01 pm difference in taxes
- OK to Change IRA Custodian Midstream into a 72t?
- payment date too soon
- Penalty Notice
- pro rating sepp
- Pymt from 2 custodians for one SEPP
- Question about Custodians
- Reallocation to new custodian
- Rolling from 1 IRA to another after SEPP started
- Self-administered vs. custodian-administered SEPP
- SEPP
- SEPP ENDS
- SEPP error in distribution amount
- SEPP IRA Distribution Error
- Setting up new SEPP (T Rowe Price)
- Split Custodian
- Split custodians and withdrawls
- Split custodians and withdrawls
- submitting 72(t) plan to IRA custodian
- switched custodian/missed 1 month distrib.
- Switching Custodians
- Switching Custodians
- T Rowe Price 72t Expertise
- The use of proffesional 72 services...has anyone
- Transfer 72t plan to another custodian and changed to RMD
- Transfer of existing sepp acount to another custodian
- Transfering partial IRA funds to another custodian
- transferring an IRA to new custodian while 72(t) i
- Vanguard Fidelity
- withdrawal dates
- Written arrangement required between taxpayer and plan custodian?
- Show Remaining Articles ( 59 ) Collapse Articles
-
- COMPREHENSIVE ARTICLE EXPLAINING SEPP 72-T
- Q. Are the online SEPP calculators accurate?
- Q. Are there any IRS filing requirements?
- Q. Assuming the 5-Year rule, when can payments be modified?
- Q. Can a Cost of Living Adjustment (COLA) be included?
- Q. Can a portion of an IRA account be excluded from the calculations?
- Q. Can distributions be made monthly?
- Q. Can I recalculate my Life Expectancy using the Amortization or Annuity Methods?
- Q. Can I vary the plan payments by my account balance?
- Q. Do all IRA accounts have to be combined to determine the amount of the distribution?
- Q. Does anyone know of any actual cases where someone accidentally broke their 72t and were caught by the IRS? What were the actual penalty percentages? Do they ever give someone a break and let them fix it if possible? Do they ever waive the penalties and interest? If someone was taking 72t withdrawals for 7 years and then switched to the MD method and calculated wrong and withdrew $100 too much would the IRS actually charge $100,000 if that was what the interest and penalties would come to?
- Q. How are my non-deductible contributions treated?
- Q. How do I report a broken SEPP?
- Q. How is my age calculated?
- Q. I have a SEPP and have been re-employed and have earned income. Can I make a contribution to an IRA?
- Q. I have a SEPP that used one of my two IRA accounts, can I set up a second SEPP with the other account?
- Q. If I get divorced and transfer a portion of the payments to my ex-spouse, will I loose the exemption from the 10% penalty tax?
- Q. If I include more than one account, which accounts do I use to make the payments?
- Q. If the 10% penalty is $2,000, can your tax be lower than $2,000 if you had enough deductions??
- Q. Is tax withholding mandatory?
- Q. Once started, can I change the payment?
- Q. Once started, how long must I continue the plan?
- Q. What about IRC Section 72(q) for Non-Qualified Tax-Deferred Annuities?
- Q. What account balance should be used?
- Q. What documentation should be maintained for a SEPP plan?
- Q. What exactly is the "federal mid-term rate" Can you tell me where this interest rate comes from?
- Q. What if I die or become disabled?
- Q. What if I run out of money?
- Q. What is a Private Letter Ruling?
- Q. What is the Age 55 Exception to the 10% penalty?
- Q. What is the Definition of Disability for 72(t)??
- Q. What is the maximum interest rate that can be used?
- Q. Which Mortality Tables can be used?
- Show Remaining Articles ( 18 ) Collapse Articles
-
- 401 (k) vs IRA
- 60 day "loan"
- 60 day withdraw
- 60 day withdrawal
- 72 t
- 72 t distributions
- 72(t)
- 72[t] monthly distribution election
- 72T
- 72t
- 72t
- 72t
- 72t Amortization not enough
- 72t at 59 1/2
- 72t cancelation
- 72t distributions
- 72T questions
- 72t regardless of after tax funds
- A little help...
- About this Forum and your Postings
- Am I Eligible For A Sepp Plan ?
- am I too young to start my 72t
- Amount needed to Allocate to SEPP
- annual set up
- Annual/Monthly Distribution Gotcha?
- Any reason not to 72T?
- Auto Mfg Buyout Issues
- Bank missed monthly distibution
- basic question
- Can I setup a SEPP after a IRA has been established for 3 years
- Can you take more than 72t rate??
- Chances of running out of money during a 72t
- Choosing a custodian, Investment Rate, Combining IRA's
- Client wants to blow up a current 72T and begin again
- Comments welcome
- Correct Use of This Forum
- Cost of 72T
- Dividends
- dividends
- Do I select multiple funds from my Vanguard account for the disbursement?
- Do I Understand This Correctly?
- early retirement
- Early Retirement
- Early retirement use of IRA and later a Non-Qualif
- esop distribution
- explain prorating for distributions for 8 months the first calendar yeat
- Financial Advice
- Financial Advice
- First Steps
- For Discussion... What plan would I design if I were to start a SEPP today?
- Forum Mail
- Forum Mail
- Gidget8313
- How do I get started
- how to avoid as much penalties as possible
- How to I set up a 72t
- Investment Management Fees in a 72t IRA
- IRS ANNOUNCES PENSION PLAN LIMITATIONS FOR 2010
- IRS Pub 590 Release Date
- Is this info true?
- Long Duration?
- Making a SEPP Distribution with Securities vs. Cash
- Minimum age to begin a SEPP under 72t
- More than Minimum SEPP Withdrawal
- My 401k plan doesn't allow for substantially equal periodic payments.
- My Opinion On Advice Vs. My Opinion
- Obama - allow withdrawl 15% of IRA w/o penalty?
- other IRA''s ok to touch
- ought to be a better way
- P.L 114-26
- Pension
- Planning for my 72t
- Possible Work After Retiremtne
- reasonable cost for assistance setting up 72t
- Reputable Financial Advisor
- Restarting a 72(t)
- Reverse 72t Calc
- Self prepared 72t v.CPA prepared
- SEPP
- SEPP plan and "separation from service"
- SEPP Program Risk Management
- Setting up 72T plan
- Should I take the 72(t)
- Simplified Needs Test
- Start new plan
- starting 72t
- Starting a SEPP
- Starting a SEPP question
- starting and ending a 72t
- Steps to ute 72T
- Taking a SEPP from an IRA at a discount broker
- Timing of Starting 72T Distributions
- Top 20 Questions To Ask Yourself
- using 72T SEPP withdrawals for as income for a loan
- What is the definition of Substantially Equal Periodic Payments?
- where to start
- Who Should You Hire?
- Why the 1/2 anyway?
- Wisdom of 72T for us
- Withdraw SEPP Distribution from a Cash Account Clarification
- Working while taking 72t
- Show Remaining Articles ( 86 ) Collapse Articles
-
- 72 t
- 72t
- 72t
- 72T / IRA distribution
- 72t and social security disabiltiy
- 72T annual distributions
- 72T distribution
- 72T in AUGUST-2011
- 72t invested in multiple mutual fund families
- 72t Modification
- 72T Question
- 72TS AND CONTRIBUTING TO NEW IRA
- account value
- add money to 72(t) account, then withdraw later?
- Another 72(t) ending question.
- Another Question
- Beneficiary
- Can I work backwards
- Client wants to blow up a current 72T and begin again
- Contribution to IRA while Taking 72t distribution
- Deposits After Establishing 72t...
- Disabled and want to cash out
- Distribution of money in 72t Question
- Do I qualify for an SEPP ?
- Fees?
- Getting more out of a SEPP
- How do I deal with FIT
- IRA can't cover 72t distribution
- IRA legal Assets
- Is 72t plan money considered "income" under ObamaCare?
- MILITARY PENSIONS
- Need Help Setting up 72t
- Now reading Plan Pointers - here's my situation - points where i should focus?
- Problem
- Projection of MD Method versus Amortization Method
- question
- Question on 72T
- Question regarding amount of 72t withdrawal using Amortization Method
- Question(s) on when a broken 72T should/must be reported.
- reporting penalty
- Rounding
- Rounding of monthly distribution
- SEPP and Earned Income
- sepp annual pmt. date
- SEPP Custodial account
- Sepp Custodial Account
- Sepp Date vs IRA Value Date
- SEPP IRA
- SEPP IRA account and 'other' IRA Account
- SEPP Monthly Distributions
- SEPP WITHDRAWALS - DIRECTED TO A ROTH IRA
- Start SEPP in January after modifying IRA
- Starting a SEPP
- Starting plan in April
- Starting SEP later than January
- suggestions
- Switching from monthly to annual disbursements
- Taking a lump sum after starting 72T withdrawals
- Tranfering money to an HSA
- Trouble in retirement paradise
- Value used for 72T sepp plan
- Varying withdrawals from different IRAs in a SEPP
- What is meant by "brokerage Custodial Account"
- What valuation to use?
- where to move my ira
- Will I be able?
- Withdrawal options for other reasons during SEPP
- Show Remaining Articles ( 52 ) Collapse Articles
-
- 72(t)
- 72(t) distribution requirements and how to fund
- 72t distribution, load,redemption fees effect
- 72T - IRA
- 72T - SEPP
- 72t at 40?
- 72t investment
- Best Broker to Goto
- Bond fund for a 72T
- Buying Rental Property with a 72t
- Buying/selling within SEPP IRA
- cds as 72t investment tool
- Changing 72T investments
- Changing IRA portfolio investment mix when under a 72t distribution
- Doubting the stock answers
- Ending the plan
- equities in ira
- Fund allocation question for Badger and Gfw....
- how to invest for 72t
- investments within IRA
- IRA Account
- IRA CD and SEPP
- IRA Investment Options
- IRA severe hit
- Managing ira with CD and other accounts.
- Overdraw
- problem
- Ready to pull the trigger!
- Retire at 40
- Rolling from 1 IRA to another after SEPP started
- SEPP at Vanguard
- SEPP Funding Technique
- SEPP setup at a CU
- setting up a 72t account
- Some Basic Questions
- starting a 72-t
- stock market outlook
- Thank You
- Thank you!
- thinking about changing my IRAs in SEPP universe
- Trading within a SEPP-established IRA
- types of investment vehicles for 72(t)
- Vangaurd brokerage account for SEPP
- what to do
- where to begin
- Writing calls while taking 72(t) distributions
- Show Remaining Articles ( 31 ) Collapse Articles
-
-
SEPP Planning
-
- "Reasonable" Balance date and splitting IRA's
- "Substantial Equal Period Payments"?
- # of 72t"s
- $180 over calculation
- 120% of Fed Mid-Term in SEPP Calculation?
- 1984 Mortality Table Calculator
- 2002-62
- 2002-62
- 2002-62
- 2002-62 @ 56 months
- 2002-62 @ 56 months
- 2002-62 Calculation
- 2002-62 RMD Modifications
- 2009 Inflation adjustments
- 2009 RMD
- 2nd distribution
- 2nd Distribution
- 2nd Year of SEPP
- 4.94% time frame
- 4% Rule and SEPP 72t
- 47 to early to retire??
- 5 year period
- 5 year redo payment method
- 5 year requirement
- 5 year SEPP, How is five years determined
- 5 yr term certain
- 5-Year Pro-Rated SEPP
- 51 year old wanting to start SEPP
- 72 t calculation help
- 72 T Distribution
- 72-T Annual Recalculation
- 72-t IRA rcalculation
- 72-t One Time Change Calculation
- 72(t) - when can I start distribution?
- 72(t) amortization method with recalculation
- 72(t) Bust Calculation
- 72(t) Calculation
- 72(t) Calculation Method Switch Question
- 72(t) Cash value vs Income Value
- 72(t) distributions above calculated minimum
- 72(t) RMD
- 72(T) Withdrawals
- 72(t)- Requrired Min. Distribution
- 72(t)(q) RMD method
- 72t
- 72t
- 72t
- 72T
- 72t
- 72T
- 72T
- 72t
- 72T
- 72t
- 72t - ending distribution & calculations - 2 c
- 72t - multiple IRA's
- 72T - RMD foul-up
- 72t Account Balance
- 72t and rmd
- 72t at 40?
- 72t based on revised annual account balance
- 72t calc
- 72t calculation
- 72t calculation
- 72t calculation
- 72t calculation
- 72t calculation
- 72t calculation amount
- 72t calculation confusion
- 72t calculations
- 72t calculations
- 72t calculations - grateful for input
- 72T Calculator
- 72t Calculator
- 72T calculator
- 72t Calculator
- 72t Calculator
- 72t calculator question
- 72t Calculator Question
- 72t Calculator using Monthly Rate for the AFR
- 72t Calculators Give Different Totals
- 72t can you use split the IRAs but use the total for calculation?
- 72t distibutions fluctuate
- 72T Distribution
- 72t distribution amount
- 72t distribution decrease
- 72t distributions
- 72t distributions
- 72t distributions calculation
- 72t distributions from multiple IRAs
- 72t for multiple IRA''s
- 72t funds exhausted
- 72t ira
- 72t IRA distributions
- 72t IRA Running on Empty
- 72t minimum distribution method
- 72t monthly calculations
- 72t on 635k
- 72t or gov bonds for income?
- 72t plan to start in March 2017
- 72t Planning
- 72t question
- 72t rate to use and balances
- 72t Recalculation
- 72t recalculation
- 72T recalculation
- 72T Recalculation
- 72t Recalculation Date
- 72t Required Min Distribution Method rules and IRS filings
- 72T Scenarios
- 72t split distribution
- 72t start balance
- 72t starting balance
- 72T withdrawal in midyear
- 72t-- is it this easy?
- 72t, can I choose the amount I want?
- 72t, do I have to recalculate every year?
- 72t, using a one time change in calculation
- 72T's using the RMD method in 2009
- 72t/Trust Beneficiary/Aggregation
- 8% withdraw on 72T eating away balance
- 89-25 vs 2002-62
- a few questions
- A little help...
- About to Start New 72(t)
- Acceptable IRA Value for SEPP Calculation?
- Account Balance
- Account balance
- Account balance
- Account balance
- Account Balance
- Account Balance
- account balance
- Account balance
- Account balance
- Account Balance
- Account Balance
- Account Balance
- Account Balance
- Account Balance
- Account Balance
- Account balance
- Account balance and joint calculations
- Account Balance Date
- Account balance dwindles
- Account Balance Figuring
- Account balance for amortization calculation
- Account Balance for Calculation
- Account Balance for SEPP Calculation
- account balance question
- Account Balance Start Date
- Account balance to be used
- Account balance to use
- account balance-future contribution
- account balances
- Account balances to use
- Account value to use for 72(t) calculation
- Account value when starting SEPP
- Accounts used for total calculation
- acct balance
- addition to account balance
- Adjustment for inflation.
- Advantage of receiving first distribution
- Age 59 1/2
- Age at Set Up
- age calculation
- age factor in calculation and sepp mandatory payme
- Age for starting 72t
- Age to use for SEPP
- Age/Balance annual recalculations Question
- Am I understanding minimum distribution correctly?
- Amoritzation fussy math from Fidelity
- amortizarion and joint life
- amortization calculations
- amortization question and referral question
- Amortization v. Annuitization
- amount less than rate allows
- Amount needed to Allocate to SEPP
- Amount of monthly distribution
- annual distribution i choose the amount
- Annual Distribution Terminology
- Annual payment that exceeds life expectancy
- Annual payout
- Annual Re-Calculation
- Annual re-calculation dates.
- Annual recalculation
- Annual Recalculation
- ANNUAL RECALCULATION
- Annual Recalculation
- Annual Recalculation Is Back With A Vengance
- Annual Recalculation Revisted
- Annual recalculation using amortization method
- Annual vs Monthly Distributions
- annually recalculated amortization plan
- Annuitization charts
- Annuitization Method
- Annuitization Method
- Annuitization Method
- annuitization of contract
- Annuity method
- Show Remaining Articles ( 185 ) Collapse Articles
-
- 2 PAYMENT OR 12 PAYMENTS
- 3rd SEPP distribution timing
- 72 T
- 72 t periods
- 72(t) annual withdrawal dates
- 72t distribution schedule
- 72t Sepp distribution timing
- 72t SEPP Payment Dates
- 72T timing
- 72T withdrawal in midyear
- Annual 72t distribution timing
- annual distribution
- Annual Distribution Timing
- Annual Distributions
- Annual Distributions
- Annual SEPP distribution date
- Annual vs. monthly vs. xx payments
- Are Multiple withdrawals allowed within each of the 5 years
- Calendar vs. fiscal year
- changing annual payment date
- changing date of 72t distribution
- Changing frequency of distribution
- Changing frequency of payments
- Clarification please
- Distribution 1x per year
- Distribution date question
- Distribution Dates
- Distributions by amortization
- Ending my SEPP
- equal distributions
- Establish new plan/changing dist frequency
- First and Second SEPP Distributions
- Frequency of Dispursements
- frequency of payments
- Irregular Payment Frequency & Documentation
- Is switching the distribution frequency a modifica
- Lump Sum Distribution after taking Systematic Peri
- mid term rate and payment dates
- Mid year distribution too much taken out
- Monthly distribution if I use the 72t method
- Monthly distributions
- Monthly Distributions
- monthly equal periodic payments vs annual
- Monthly or Yearly?
- Monthly Payment under Amortization Method
- Monthly vs. Annual - Semantics or Not?
- Monthly vs. Annual Distributions
- must payment dates be exact?
- New 72t
- New Amortization SEPP
- Preferrable Distribution Frequency
- pro rating sepp
- QTR Distributions
- quarterly distribution
- quarterly distributions
- Quaterly Withdrawals
- Question on distributions
- Questions
- Restarting 72 payment
- SEPP
- Sepp distribution timing
- Starting 72T
- starting 72t mid-year
- stub payments/fiscal vs. calender
- timing of 72T distributions
- Timing of 72t withdrawal
- Timing of annual distribution
- Timing of Annual SEPP withdrawal
- Timing of distribution
- timing of distribution
- Timing of Distribution
- Timing of Distribution
- Timing of Distributions
- Timing of payments
- Timing of SEEP Plan
- Timing of withdrawal
- timing of withdrawals
- Withdrawal Frequency
- Show Remaining Articles ( 63 ) Collapse Articles
-
- 72t distribution method
- amortized method
- Annual recalc with amortization method
- Annuity vs Amortizing
- Choosing Distribution Method
- Fixed Amortization Method
- Minimum Distribution Method
- Repayment of SEPP prior to 59 1/2
- Required Minimum versus Amortized and Annuitized
- Sonny's comment....
- Stop or changing 72t before 59 1/2
- Suplemental Income until Social Security (age 62)
- switching to Minimum Distribution Method
- Timing is Everything
-
- 4 SEPP Questions
- 72t
- 72t at 40?
- 72t delayed withdrawls
- 72t dist
- 72t distribution amount
- 72t distributions
- 72t plan
- 72t question
- 72T withdrawal in midyear
- About starting a SEPP with an IRA and I have already taken distributions early
- additional withdrawals
- Ammoritization method, off 8 cents annually with monthly distort.
- date 72t starts
- disbursing and moving funds within a SEPP/72t
- distributions under 72t
- early distribution while still employed
- effective date of distribution
- Ending my SEPP
- Fidelity 72(t)
- how many young folks are taking advantage of 72t?
- IRA reduction
- over payment from sepp
- Requirements for starting the SEPP
- Retire at 40
- SEPP
- sepp
- SEPP Amount Too High
- SEPP and return to work
- SEPP plus earned income
- SEPP plus earned income
- Some Basic Questions
- Starting a 72(t) for 2010
- Taking out additional funds by setting up new IRA
- Thank You
- The Kitsap2 thread
- Too late for this year?
- Using a cash account
- which $ to use 1st?
- Why not round?
- Withdraw after tax contributions before starting the SEPP?
- withdrawal dates
- Withdrawal schedule
- withdrawal taken on wrong date
- Show Remaining Articles ( 29 ) Collapse Articles
-
- 59 1/2 SEPP Amount
- 72 t, 5 years, additional withdrawal at 60
- 72(t) and age 59 1/2
- 72t and normal distribution from the same IRA
- 72t distribution rules
- 72t distributions and S.S. benifits
- 72t or withdrawal
- A little help...
- after sepp has ended
- After the sepp plan ends
- Age 59 1/2
- Age 59 1/2 question.......
- Change dist amt when 72t ends
- discontinuing distributions
- Distributions after 59 1/2
- End of the 72t term
- Ending SEPP
- Five Year End date for equal payments
- Good or Bad Idea?
- Happy Half Birthday!
- increasing distribution after 59 1/2
- my 2 SEPP plans --- checking "end of plan" dates
- Question on distributions
- Question, please
- SEPS and Addtional withdrawals at age 59-1/2
- Social Security Strategy
- taking a regular distribution after the last 72t distribution
- Taking money out of IRA in the same year after plan ends
- Turning 59 1/2 while taking 72T
- what are my future 72t options having now surpassed the 5 yr/59.5 rule...
- what happens after 59.5
- Withdrawing IRA funds in addition to SEPP payment
- Show Remaining Articles ( 17 ) Collapse Articles
-
- 1st year disbursement
- 1st year Distibrution
- 1st year Distribution
- 1st year of 72t
- 1st yr dstrbtion?
- 72(t) distributions
- 72t
- 72t distribution
- 72t distribution schedule
- 72T distributions
- 72T first year adjustment
- 72T payments in first year
- 72T withdrawal in midyear
- About starting a SEPP with an IRA and I have already taken distributions early
- Adjusting SEPP Amount in First Year
- Amount of first withdrawal
- Annual Distribution Terminology
- Beginning year disbursement required
- Commence Distributions
- Distribution
- Distribution amount for partial year
- First year catch-up
- first year distribution
- First year of 72(t)
- full distribution in first year?
- Guidance for how to take annual distributions
- intial year of SEPP
- IRS filing requirements
- Is a Stub Year allowed?
- June 30 SEPP start date
- Partial disbursal options
- Pro-rated first/last yr vs. full annual distribution
- Proration question, plus more.
- SEPP
- SEPP Distribution in First Year
- SEPP Early Withdrawal
- SEPP New Withdrawals
- SEPP starting date
- Starting 72T
- Starting date
- Starting distributions February 2019 / 11 months left
- Starting of 72t
- stub payments/fiscal vs. calender
- stub years/pro-rate first & last years
- Taking full annual distribution if starting 72t payment later in the year
- Thank You
- Timing of Distributions
- Timing of distributions - Calendar year/pro-rata question
- Too late for this year?
- When 72t plan begins = Distribution
- When to start 72T
- which $ to use 1st?
- Show Remaining Articles ( 37 ) Collapse Articles
-
- "Mid-Term" Index
- 120% FED MID TERM RATE
- 120% fed rate
- 120% mid term
- 120% Mid-Term Applicable Federal Rates Question
- 120% Midterm AFR
- 120% of mid term
- 120% of the mid term rate
- 120% rate
- 120% Rate
- 120% rate Fouling my Plans!
- 120%of rate
- 2 moths preceding and Working again after sepp starts.
- 3.60% rate
- 3.60% rate
- 30 year bonds
- 72(t) rate
- 72(t) Reasonable Intrest Rate
- 72(t)(q) minimum interest rates
- 72t
- 72t
- 72t - interest rates
- 72t 120% rate falling
- 72t distribution
- 72t interest
- 72T Interest Rate
- 72t interest rate
- 72t interest rate incorrect and multiple withdrawals in yr
- 72T INTEREST RATES
- 72T interest rates
- 72t interest rates
- 72t interest rates
- 72t intrest rates changes
- 72T Penalty and IRS Interest Charges
- A "Reasonable" Interest Rate
- Acceptable Federal Rate Variability
- Actual Interest Rates
- Actual Investment Rates
- Additional Questions / Clarification on SEPP PLan
- AFR - Yearly Distribution vs. Monthly Distributio
- AFR Dates
- AFRs
- AFRs for April
- Allowable interest rate and beneficiary
- Amount of Payout
- Annual interest
- Annual Interest Rate vs Actual Interest Rate
- Another Question About What Interest Rate to Use
- ANY rate below the 120% of mid-term fed
- Applicable Federal Rate
- Applicable Federal Rate Determination
- Applicable Federal Rate Information
- Applicable Federal Rates
- Applicable Federal Rates for May
- April 120% Interest Rate
- April 120% Mid-Term Posted
- April 120% Mid-Term Rate
- April 2012 120% Rate
- April AFR
- April Interest Rate
- April SEPP Rate
- April SEPP Rate
- AUG2017 120 mid term rate
- August 120% AFR
- August 120% Mid-Term Rate
- August 120% MT/AFR
- August AFR
- August AFR
- August Interest Rate
- August SEPP Rate
- Basic question - 120% sepp rates
- Beginning a 72t
- Breaking a SEPP... what interest rate do I use for the penalty?
- Can I use an interest rate below the max allowed to come up with a withdrawal am
- Changing your reasonable interset rate annually
- Checking 72t Plan
- December 120% Mid-Term AFR = 4.97%
- December 120% Rate
- December 120% Rate
- December 120% SEPP Rate
- December AFR
- December Interest Rate
- December Interest Rate
- December Interest Rate
- December SEPP Rate
- December SEPP Rate
- December, 2014... 120% Mid-Term
- distribution schedules and interest rates
- Estimated Interest Rate
- Estimated mid-term interest rate
- February 120% Mid-Term Rate
- February 2012 120% Mid-Term Rate
- February 2018 SEPP Rate
- February AFR Posted
- February Interest Rate
- February SEPP Rate
- February SEPP Rate
- Federal Mid Term Rate when using the Required Minimum Distribution Method
- Federal Mid-Term interest rates
- Federal Midterm Rates
- Finding the 72(t)(q) rates on IRS site
- Fyi... Interest Rates
- GATT /30 year bond ratet
- highest possible interest rate
- How can I track the mid-term rate?
- How can we project June''s AFR Rate?
- how is the midterm federal interest rate calculate
- How to change interest rate if I already started my 72t SEPP?
- I believe the July 2018 SEPP Rate is out = 3.45%
- i,r.s. penalty interest rate
- increase to 120% in first year
- interest of amortization method
- Interest Rate
- interest rate
- interest rate
- Interest rate
- interest rate
- Interest Rate
- interest rate
- interest rate
- interest rate
- Interest Rate
- interest rate
- interest rate
- Interest Rate
- Interest Rate
- Interest Rate Confusion
- interest rate for either of the previous two month
- Interest Rate for SEPP beginning in July
- Interest rate publish date
- Interest rate to use
- interest rate window
- Interest rate?
- Interest Rates
- Interest rates
- Interest Rates
- Interest Rates
- interest rates
- interest rates
- Interest rates
- Interest Rates
- interest rates
- interest rates
- Interest rates
- Interest Rates
- Interest Rates
- Interest Rates
- Interest rates a year from now...any guesses
- Interest rates for May
- Interest rates for SEPP 72T
- Interest rates on previous distributions
- Interesting article touching on Sepps....
- IRS 2002-62 Impact on Maximum SEPP Update Question
- IRS Penalty Interest Rate
- IRS Penalty Interest Rate
- IRS Penalty Interest Rate
- IRS Rate
- January 120% AFR
- January 120% Mid-Term
- January 2011 rate?
- January Interest Rate
- January Interest Rate
- January, 2013... 120% Mid-Term
- January, 2018 SEPP Rate
- July 120% AFR
- July AFR
- July Interest Rate
- July Interest Rate
- July SEPP Rate
- June 120% Mid-term Rate
- June 120% Mid-Term Rate
- June AFR
- June Interest Rate
- June Interest Rate
- June Interest Rate
- June SEPP Interest Rate
- June SEPP Rate
- Latest midterm rate
- Latest to lock 120% MT Rate?
- Less than maximum SEPP interest rate
- Life expectancy and interest rates
- long term interest rate
- low 72T interest...my idea to get around it
- Low 72t rates
- Low Treasury Rates
- Lower Interest Rate Possible?
- Lower than 120% Interest Rate usage
- March 120% AFR
- March 120% AFR
- March 120% Interest Rate
- March 120% Rate
- March 2008 120% Rate
- March AFR and Missing Posts
- March Interest Rate
- March Interest Rate
- March SEPP Rate
- March SEPP Rate
- March SEPP Rate
- Max interest rate
- Maximum interest allowed for ammoritization method
- Show Remaining Articles ( 185 ) Collapse Articles
-
- 5 year distribution and 59 1/2
- 5 Year Provision
- 5 Year Requirement
- 5 year rule
- 5 Year Rule
- 5 year rule
- 5 year rule
- 5 year rule - need payment tax year six?
- 5 year rule vs 5 annual payments
- 5 Year Withdrawal
- 5 years or 59.5???
- 5-Year Rule
- 59 1/2
- 59 1/2 last withdrawal query
- 59.5 age
- 59.5 this year
- 72(q) Distributions
- 72(t) and age 59 1/2
- 72T - 5 Year Ending Date
- 72t and 59 1/2 obtainment
- 72t distribution schedule
- 72T Distributions
- 72t final reqired distribution when turning 59 1/2
- 72T last distribution
- 72t lump sum payout before last payment date
- 72t/SEPP
- Age 59 1/2
- Age 59 in November of 2012
- Age 59.5 Final Distribution
- Attaining 59 1/2 issue
- available options in year when turning 59 1/2
- Back end of SEPP
- Can I stop my SEPP payments after 5 years with no penalties?
- checking before changing annual withdrawal
- Cite for final stub year options?
- clarification of 5 year/59 1/2 and distribution fr
- clarify paymt. modification date / last paymt.
- completion of term
- Confirming Wind-down plan
- Confusion about last 72t Payment
- date to end 72t
- Distribution Options
- Distribution options in last year of SEPP
- Double Check Final Distribution
- early distribution from last employer''s plan af
- Early IRA distribution
- End 72t Distributions
- End date of 72t
- End of 5 year payout
- End of 5 years and 591/2
- End of 72t
- End of 72T Distribution
- end of 72t review
- End of Sepp
- End of SEPP question
- End SEPP
- ending 72t
- Ending 72T distribution
- Ending a 72t
- Ending a 72T at 59 1/2
- Ending my SEPP
- Ending SEPP distributions
- Ending SEPP with Fidelity
- Ending SEPP's under 72t
- Existing Plan Ending In 2016
- Failure to make a final distribution in Dec 06
- final year distribution
- Final 72(t) Distribution
- Final 72t Distribution
- final 72t distribution requirement
- Final Annual Distribution Timing
- Final distribution
- final distribution
- Final Distribution Confusion - followup!
- Final Distribution Confusion!
- Final Distribution Date
- Final distribution in year you turn 59.5
- Final payment
- Final SEPP Distribution
- Final SEPP year distribution - ?s/confirmation
- final stub year
- final stub year paranoia
- Final Year
- final year distribution
- final year distribution
- final year of 72t
- Final year of SEPP
- Final year rollover
- Finally pulling the trigger
- Finally ready to end 72T
- Five Year End date for equal payments
- Five year rule
- follow up ?
- Gracefully Ending SEPP Distributions
- How Many Distributions??
- How many payments?
- IRA Distributions After 72(t) Has Ended
- Last 6 months before modification date.
- last distibution
- Last Distribution Date
- Last distribution payment
- Last distribution payment
- Last Draw for 72t
- Last monthly SEPP payment
- Last payment
- last payment
- Last payment
- Last payment
- Last payment question
- Last payment question
- last payment required age 59.5
- last year of 72t-Conflicting info
- last year of plan
- last year of plan
- Last year of SEPP
- last year options
- Last Year Payment
- last year payout
- last year withdrawl amount
- losses for last year on my IRA
- Modification Date???
- Monthly distributions in final year of SEPP
- more questions
- my 2 SEPP plans --- checking "end of plan" dates
- My Existing 72t Will End Next Year
- not sure last year of SEPP was handled properlly
- Options in final year
- plan end
- Planning Ahead for End of SEPP
- pro-rating final distribution?
- Question on SEPP distribution
- remaining payments
- Required distribution year turn 59 1/2
- safe ending date
- SEPP distribution and age 59.5 distribution
- SEPP end date
- SEPP ENDS
- SEPP Final Countdown
- Stop 72t distributions and begin regular Anuity payments for retirement
- Stopping 72t
- Stopping 72t distribution
- Stopping my SEPP without penalty...
- Stub year Question.
- terminating a life distribution
- Terminating a SEPP
- The year you turn 59 /12
- total payments/final payment
- Turning 59 1/2 while taking 72T
- Understanding last payment date
- what are my future 72t options having now surpassed the 5 yr/59.5 rule...
- What happens at the end of 72T plan
- What to do in the last year?
- whats left after 5 years?
- When Does Age 59 1/2 Begin?
- When does my plan end?
- When I turn 59 1/2
- When is my last SEPP withdrawl?
- When must the 72(t) distributions be completed?
- When to stop required withdrawals
- Why the 1/2 anyway?
- year turn 59 1/2, when to stop distributions
- Yet another stub year question
- Show Remaining Articles ( 147 ) Collapse Articles
-
- 2 72t accounts?
- 2 ACCOUNTS , ONE 72T
- 2 additional SEPP/72t questions
- 2 IRA''s
- 2 IRA''s another question
- 2 IRA's or 1
- 2 ira's, 72T, RMD
- 2 IRA"s, Early withdrawal penelties
- 2 IRAs - I SEPP & 1 IRA (if took out a pre 59
- 2 IRAs -1 SEPP
- 72 T Question
- 72t
- 72t
- 72t - Multiple sources for IRA ?
- 72T and reaching 59.5 and withdrawing from other I
- 72t from 2 seperate IRA"s
- 72t SEPP
- 72t with a Separate Account platform
- 72T withdrawals
- accounts
- Additional IRA distribution alongside a SEPP?
- Are contributions to separate IRA''s restricted
- Base Principal Amount vs. Account Actual Net Worth
- Can I have 3 separate annuities, but SEPP from only 1?
- can you take out less?
- Combine Accts
- Combined accounts amounts?
- CPA newbie or ?
- creating separate accounts at one institution ok?
- distribution
- Distributions from non-SEPP account
- Effect of drawing from different IRA
- Handling Potential Excess Income
- Limit on # of 72t IRA''s?
- more then one 72t
- Muliple IRAs and SEPP
- Multiple 72(t)s allowed?
- multiple 72t
- Multiple 72t accounts
- Multiple 72T Accounts
- Multiple 72t Distributions
- Multiple 72t distributions
- Multiple accounts / SEP
- Pension cashout, rollover after starting SEPP
- Possible Mistake or broken sepp
- Post 72t
- Recalc based on rollover from qualified plan
- Rolling from 1 IRA to another after SEPP started
- Roth IRA withdrawal during SEPP IRA Same year
- separate accounts
- separate accounts
- separate IRA''s
- Separating IRA's
- Separation of $$ amount out of an IRA for 72t dist
- Seperate IRA''s
- seperating 72t ira's
- SEPP distribution and age 59.5 distribution
- SEPP involving multiple accounts
- SEPP setup at a CU
- SEPP Universe
- Sepp withdrawals form Trad IRA and separate roth IRA
- Set up new IRA in existing SEPP universe?
- Some Basic Questions
- Source of distribution
- split IRAs
- two accounts
- Two IRA plans - Traditional and Roth - How to
- Two IRAS, two brokers
- Vangaurd brokerage account for SEPP
- various accounts
- withdrawals
- Show Remaining Articles ( 56 ) Collapse Articles
-
- 72t
- 72T & IRS
- 72T has ended
- 72t paperwork
- Do I have to fill out any forms to start a 72t?
- Documentation
- IRS reporting of SEPP
- Scenario (not our client) - Repost from Email
- sepp
- SEPP Documentation
- SEPP paperwork
- SEPP Universe Documentation
- Starting 72(t)
- substantiated documentation
- who is suppose to inform the IRS what figures they use
- 72 t investment
- 72(t)
- 72(t)
- 72t
- 72t
- 72t
- 72T
- 72t
- 72t
- 72t distribution
- 72T mid term rate
- 72t year end
- A little help...
- Additional withdrawls from 72t
- Calendar year?
- Can I take more?
- can you take out less?
- Checking 72t Plan
- Cost of Living
- Earned Income ?
- For Discussion... What plan would I design if I were to start a SEPP today?
- Fundamental ???
- If you begin 72t withdrawals from an IRA, can you take additional distributions
- Is this correct process to execute a SEPP?
- Is this correct?
- money for a car loan
- More questions
- New 72t - Questions regarding setting up the 72t
- Newbie questions.....
- One Time Dist during 72t payout
- Our SEPP
- procedures to start a72t
- Retirement-how soon
- Separation of $$ amount out of an IRA for 72t dist
- sepp (72t) newbie
- Sepp Distribution
- SEPP Duration Question
- setting up 72t
- starting a 72-t
- Starting a 72t
- starting out
- Steps for 72 (t) Transaction
- T72
- Taking a SEPP from an IRA at a discount broker
- trying to use distribution to help reduce mortage
- Valuation date for SEPP
- Working while taking 72t
- Show Remaining Articles ( 32 ) Collapse Articles
-
SEPP Maintenance
-
- 5 year rule when switching financial institutions on 72t
- 72 (t) transfer
- 72 t
- 72 t account transfers
- 72-t partial transfer of IRA - prorating distribut
- 72-T Question - Partial IRA transfer
- 72-T trustee to trustee transfers
- 72(t) Transfer of Assets
- 72t
- 72t
- 72T - IRA
- 72t accounts
- 72t ira transfer to another brokerage
- 72t Partial Transfer
- 72t transfer
- 72T TRansfer
- 72t uncertainties
- 72t withdrawal
- Account Split
- Bonds in IRA's
- Can I make additional withdrawals after starting?
- Changing 72T method and transferring IRA
- Changing Financial Advisors
- Changing IRA Administrator
- Changing payout date on 72t
- Changing Trustees
- Combining 72t IRAs
- contribution to IRA after SEPP distribution
- Conversion to Brokerage Account
- Does direct transfer to new IRA disqualify?
- Does transfer of IRA account to another broker bus
- ESOP transfer
- fund transfer from Traditional IRA to 457 Plan
- in-kind xfers between 2 IRAs within one SEPP
- IRA funds transfer sanity check
- IRA Rollover penalties?
- IRA to Health Savings Account (HSA) Transfer
- ira transfer
- IRA Transfer
- IRA Transfer Question - 72t
- IRA transfers
- IRA Transfers with 72(t) Schedules
- IRS reg
- Managing ira with CD and other accounts.
- Mirrored IRA
- Moving IRA with 72T
- Notice 2008-51 HSA transfer with SEPP
- partial transfer
- partial transfer
- partial transfer
- Partial transfers
- Plan Termination and SEPP''s
- question
- Question about changing banks if you have a 72T Plan
- Risk Assumption Versus Risk Transfer
- Rolling from 1 IRA to another after SEPP started
- SEPP and IRA Transfers
- SEPP at Vanguard
- SEPP custodial transfers
- SEPP IRA Conversion to Brokerage IRA Same Trustee
- SEPP movement
- Should I move my IRA from a trusted brokerage just to get 72t verification?
- Split IRA Accounts.
- splitting SEP after starting a 72(t)
- starting SEPP mid year.
- thinking about changing my IRAs in SEPP universe
- Traditional IRA
- Transfer $''s on Sepp account
- Transfer 72T
- Transfer an SEPP IRA from one Bank to another
- Transfer into IRA Account with 72t
- transfer IRA from one investment to another during
- Transfer my IRA
- Transfer of Account in which SEPP has begun
- Transfer of assets to a new IRA and my SEPP
- Transfer of funds within 72t "universe"
- Transfer of IRA from one financial Instituton to a new one while collecting 72T
- Transfer part of SEPP to another IRA
- Transfer to a Roth IRA while doing a SEPP?
- Transfered assets under 72T
- Transfering my 72t IRA to another IRA
- Transferring Accounts during the SEPP
- Transferring between multiple funds
- Transferring from 72t IRA to 403b for in service loan...
- transferring investment account
- Transferring IRA(72T) To Another IRA(72T)
- Transferring IRA(72T) To Another IRA(72T)
- Trustee to Trustee transfer
- Trustee to Trustee transfer for bond purchase.
- Trustee to Trustee Transfer of Ira
- Trustee to trustee transfer of IRA utilizing 72(t)
- Trustee to Trustee transfer with 72(t) in force
- Trustee to Trustee Transfer within SEPP accounts
- Trustee-trustee transfer
- Two IRA Accounts Using Uniform Lifetime Table
- Show Remaining Articles ( 80 ) Collapse Articles
-
- 72t money
- 72t Question
- Adding money to 72T
- adding to 72T
- Class Action Suit settlement check into 72T
- Contributing to another Roth or Traditional IRA once 72t started
- DC plan distributions
- Deposits After Establishing 72t
- Does additional pension $ awarded due to Company mistake have to go into the SEPP we are using. I am 2 months short of 59 1/2,
- Earned Income ?
- Further retirement savings
- How do I get started
- Independent payments
- IRA Contribution after 59.5 and 5 years
- IRA Contributions
- IRA contributions after 72t ends
- Ira contributions while receiving a 72(t) distribu
- Repayment of SEPP prior to 59 1/2
- Resuming contributions to my IRA
- returning to work while receiving 72t distr ? cont
- Settlement money returned on 72T
- Small rollover contribution after beginning of SEPP
- Traditional IRA Contribution after setting up a SEPP
- Show Remaining Articles ( 8 ) Collapse Articles
-
- 72 t withdraw after divorce
- 72-t distributions and divorce
- 72t and divorce
- 72t and Divorce
- 72T confusion
- 72t Divorce
- 72t divorce rules
- 72t divorce spouse refuses trustee to trustee
- 72t when divorce is involved
- Adjustment to 72t Distributions after Divorce Sett
- Court order in separation barring 72t distribution
- Dividend From an Old IRA
- divorce
- Divorce - continue receiving full 72t payment?
- Divorce - what happens to 72t
- Divorce and 72T
- Divorce and 72T
- Divorce and 72t
- divorce and 72t distribution
- Divorce and my SEPP program
- Divorce and the 72t
- divorce on 72t IRA
- divorce,QDRO and 72t help!
- Need help
- QDRO Distributions
- QDRO transfer to older spouse
- RMD - Divorce -
- SEPP and divorce
- SEPP plan and QDRO in divorce
- Starting a 72(t) for 2010
- Taxes on 401k withdrawal to IRA to SEPP
- Show Remaining Articles ( 16 ) Collapse Articles
-
- 1 time change to 72t
- 3 years into a 72T SEPP plan, considering changing to min dist.
- 5 year reset
- 72 (t) SEPP Internal Account Change
- 72 t Change
- 72 T Question
- 72-T Change After A Divorce
- 72-T change options
- 72-T Rules if once modified
- 72(t) changes
- 72(t) Distibution
- 72(t) payment mode change
- 72q change payment
- 72Q rules with section 1035a exchange
- 72T - change from annual to monthly
- 72T - Changing Methods
- 72t account change?
- 72t change
- 72t Change
- 72t change
- 72t Change
- 72t change in method
- 72t change to dates of disbursements
- 72T distribution change
- 72t distribution one time change
- 72t Distribution Plan Plus Additional Withdrawl?
- 72t hardship question
- 72T One Time Change Of Distribution
- 72t one time change to minimum distribution method
- 72T PLAN DECREASE
- 72t, can I change the date of the annual payment
- Account number change
- Amount change to 72-t
- Annual Distribution Change
- Asset changes
- Beneficiary Change
- Can I change my 72t payment formula?
- can one change accounts during a SEPP
- Change
- change
- Change 72t payout due to disability/illness?
- Change annual date of distribution?
- change broker/dealer and funds if receiving 72(t)
- Change Brokerage Firms while in a 72t
- Change date
- Change dist amt when 72t ends
- Change documentation
- Change from annual to monthly distribution - again
- Change from Fixed Amort to RMD Method
- Change from Fixed Amort to RMD method
- change in annual distributions
- Change in investment IRA
- Change in maximum % amount permissiable
- Change Investments
- Change of Distribution
- Change of payment date
- change of withholding
- Change Possible?
- change SEPP distribution frequency/period
- Change to 72t
- Change to 72T amount
- Change to 72t distribution
- change to 72t mid year
- Change to beginning balance for SEPP withdrawals
- Change to Required Minimum Distribution
- change to RMD
- Change to self-directed after SEPP started? And real estate...
- change to Sepp
- Changed date of Monthly Distribution Rec''d 13 P
- changes
- Changes 72t Distribution
- Changes to 72t distributions
- Changes to account balance
- Changes to Account Balance - Article by Bill Steck
- Changing from monthly distributions to a one time minuminum Distribution
- Changing payout date on 72t
- Changing SEPP
- Changing the distribution date on an SEPP
- Changing the pay date of an existing monthly 72t distribution
- Client made an amount change on his 72-t
- Communicating Change to IRS
- Correct Method for One-Time Change?
- Custodial change on 72(t)
- Date Change
- date change in dist
- Did the number of years change from 10 to 5 and if so what can I do different?
- Distribution change for the year
- Distribution date change - 72 T
- does a 72(t) check change with the principle?
- early withdrawal
- Echange of two exactly valued securities
- Effect of withdrawing Roth initial contribution
- EX financial advisor
- Fidelity changes policy on SEPP coding
- Fidelity dodges my question
- first year of sepp, can I change to stub year?
- Forum Changes
- how long do I have to stay with plan
- increase 72t distribution
- increase amount on SEPP
- investment change inside 72t account
- investment changes within accounts that are part o
- IRA Broker Change
- IRA Contributions After Starting SEPP
- ira roll over into sepp plan
- irrevocable change to RMD
- irs writings on definition of substantially equal
- Is new IRA exempt from previous 72(t) requirements
- Is this a modification?
- length of 72(t) after conversion to MRD method
- Making the Change??
- Method change
- Mid year changes?
- Mirrored IRA
- Modifying the 72t
- My 5 yr period is over next year, I want to change the payment, so what to do?
- Not Sure How Big Of a Mess I''ve Created
- One Time 72-t change
- one time 72t change
- One time change
- One time change
- One time change and divorce
- one time change of 72t withdrawal
- one time change to 72(t)
- one time change to 72T
- One time change to Min. Dist. Method
- One Time Change To Minimum
- One-time change to 72t SEPP distribution
- One-time change to RMD Method
- One-time change to RMD method - additional question
- Opening a new IRA at Fidelity for SEPP
- Plan change
- Popular subject change to min dist
- Portfolio Changes
- possible modification to SEPP 72(t) ?
- Post 59 1/2 Changes to SEPP
- Proposed Change
- recent change allowing increase?
- Repayment of SEPP prior to 59 1/2
- Rev Rul 2002-62 - You change method, when can you
- SEPP
- SEPP and 1035 Exchange
- SEPP Change from Amortization to Minimum Distribut
- SEPP Changes
- SEPP Changes
- SEPP Changes
- SEPP Changes
- SEPP date of payment change
- SEPP One Time Change
- SEPP want to move partial to TSD IRA LLC; ? material change
- Stop or changing 72t before 59 1/2
- Substantially Equal Payments
- Substantially equal periodic payments
- Taking out additional funds by setting up new IRA
- Three queries - I don't see them already addressed
- Transferring IRA
- Two IRA Accounts Using Uniform Lifetime Table
- Website Changes
- Website Changes
- What to do with 72T investment improvements
- withdrawal taken on wrong date
- Withdrawl changes after 5 years
- Show Remaining Articles ( 147 ) Collapse Articles
-
- "Traditional" vs. "Rollover" IRAs
- 401 rollover
- 401 ROLLOVER TO IRA
- 60 day rollover
- 60 day rollover
- 60 day rollover
- 60 day rollover and subsequent distributions
- 60 day rollover question
- 72t
- 72t and rollover
- 72t From a Rollover IRA
- 72t from ira rollover
- 72T IRA rollover to combine two IRAs
- 72t rollover from an existing custodial account to a new cutodial account
- 72T rollovers
- 72t Rollovers In & Out
- 72t/death/rollover
- Additional Rollover
- Annuitizing a portion of a direct rollover.
- Application of One-Per-Year Limit on IRA Rollovers
- beneficiary 403b rollover
- defined benefit rollover into 457 plan
- Distribution from Defined Benefit Plan
- early distribution indirect rollover
- ESOP Distribution Rollovers and 72(t)
- follow up to Trad vs Rollover IRA post
- Follow-up to Rollover Determination
- I'm worried...
- IRA 60 day distributions/rollovers
- IRA Rollover
- IRA Rollover - HELP!!!!!!
- IRA Rollover and Direct Transfers
- LSD rollover and subsequent 72t SEPP
- Lump sum pension distribution to rollover IRA
- Mistake!! Partial IRA rollover during 72(t)
- Overdraw
- Partial rollover of existing 72t IRA
- Pension Assets - IRA rollover (72t) and partial di
- Pension funds not eligible for IRA rollover
- Plan Rollover into IRA
- Qualified plan rollover to IRA
- Retire with rollover into IRA and not a 72t
- Retirement rollovers?
- Rolling Over 72T IRA to Qualified Plan
- rollover
- Rollover
- Rollover & 72(t)
- Rollover & 72T
- Rollover a portion of a SEPP?
- Rollover creativity
- Rollover Date
- Rollover Determination
- Rollover during 72t withdrawal and is bonus used to determine 72t amt?
- Rollover Earnings
- Rollover for SEPP Plan starting in January of 2011
- Rollover from IRA Account
- Rollover from IRA with SEPP
- Rollover into existing 72t / SEPP Plan?
- rollover ira vs traditional ira
- Rollover of existing IRA rollover had elected 72t
- Rollover of non-qualified plan
- Rollover of Residual Funds to 72T IRA?
- Rollover to IRA CD
- rollover/transfer
- rollovers
- Rollovers
- Rollovers
- SEP distributions from a rollover IRA
- SEPPs and Rollovers
- Small Rollover BEFORE starting SEPP
- Split of rollover plan possible for 72t??
- Traditional vs rollover IRA
- transfers and rollovers
- Why companies make you rollover to IRA ?
- Show Remaining Articles ( 59 ) Collapse Articles
-
-
Non-IRA Accounts
-
- 401 Withdrawl
- 401(k) and pre 59 1/2 distribution.
- 401(k) loan & 72t
- 401(k) rollover to IRA
- 401(k) withdrawals instead of IRA 72t
- 401k
- 401K
- 401k
- 401k
- 401K
- 401K
- 401k
- 401K
- 401K
- 401K
- 401k
- 401K - Early Distribution
- 401k ?s
- 401k After Tax
- 401k and 72t
- 401K and Loans
- 401K and post tax $$$$
- 401K and Retirement Lump Sum
- 401k and Rollovers
- 401K Distribution
- 401k Distribution
- 401k distribution/rollover
- 401K Distributions
- 401K for SEPP
- 401K for SEPP funds
- 401k loan
- 401K loan default??????????
- 401k loan payoff while still at the company
- 401K Qualified Plan or IRA for Early Distributions?
- 401K rollover
- 401k rollover
- 401K rollover
- 401K rollover
- 401K rollover
- 401K rollover
- 401k Rollover
- 401k rollover to IRA
- 401k rollover to IRA after SEPP
- 401K Rollover to IRA for SEPP aggregation
- 401k rollover to IRA, impact on SEPP
- 401K Rollover w/ after tax monies
- 401K Rollover, Living in Canada
- 401k rollover/IRA distribution
- 401k to IRA
- 401k to IRA
- 401K to IRA - then 72t
- 401k to IRA and ditributions
- 401k transfer to split IRA''''s
- 401K versus Rollover to IRA and 72T
- 401k vs company plan
- 401k Vs IRA
- 401k vs. Rollover to IRA for SEPP treatment
- 401k Withdrawal
- 401k Withdrawal
- 401k withdrawals and IRA 72(t)
- 401k??
- 401k/ira/double payment
- 60-day window?
- 72 t SEPP plan and employer contributions to 401ks
- 72(t) from 401(k) questions
- 72(t) On A 401k
- 72(t) Question *When Do I Have To Roll 401-k Into IRA ?
- 72(t) Under 401K transferred to IRA
- 72(t)(2)(A)(v)
- 72t
- 72t
- 72t
- 72t
- 72t pension payout
- 72T and 401K accounts
- 72t and uni-401ks
- 72t distributions - from one account?
- 72t from 401k transfer later to IRA?
- 72t from 401K?
- 72t from split of 401k and IRA
- 72t IRA Distribution after 401k Direct Rollover
- 72t Newbie
- 72t payments be effected by moving 401k to different finacial institution
- 72t Set-up
- 72t Withdrawls From Company-Sponsored 401K
- 72T WITHDRAWLS;
- 72t/401k
- A 72(t) Years After Retiring ?
- Accessing 401k penalty free
- Account Balance - Combining 401k and ira after Dec
- advice on cashing in IRA from a past 401K due to t
- after tax $ in a 401K
- After tax contributions in 401k and SEPP
- Are you limited to required minimum distribution method w/ SEPPs from 401K?
- avoid 72T-early retirement
- borrowing from and account with 72t
- Can 401k distributions limit sepp distributions
- Can a 401k with 72t already started be rolled to a
- Can a company 401K plan borrow their own contribut
- Can I include current 401k plan in SEPP?
- Can you start a SEPP plan after age 59.5?
- choices
- closing 401K
- Combine 401K & Pension Lump Sum Payment?
- combo 401k & ira
- Company Stock Dividends
- Company stock in 401k distribution
- Concerning distributions from a 401(k) account
- Death of 401k owner
- Does this code section cover 401(k)?
- early withdrawal of 401k
- Early withdrawal of solo 401(k)
- ESOP dividends and SEPPs in 401K
- Getting Ready
- How to create a sepp with a roth component in my 401k
- IRA Rollover SEPP to new 401(k) plan
- Is 72t really required if I've reached my employer's "normal retirement age"?
- Late Transfer from 401k to IRA that Already has 72T Started
- lump sum/401K rollover
- Lump Sums and After Tax 401k Contributions
- May a 72t distribution be taken from a 401k?
- Move 401k to IRA
- Multiple Withdrawal Classifications
- Need advice on 401K withdrawal and pension
- New IRA SEPP or Keep 401k Plan
- No Penalty Distribution from 401K
- oops, rolled over 401K into IRA, broke the 72t
- Partial 401K distribution + rollover to IRA for SEPP
- paying back a loan to a qualified 401k
- Pension and 401k rollover
- Questions
- Retirement
- Retirement at age 59
- Roll over 401K
- Rollover 401K account with 72t to an IRA
- Rollover 401k to Existing SEPP IRA
- Rollover from 401k to IRA-What account balance to
- Rollover of 401k and distribution
- Rollover of 401K to IRA Account Balance question
- Separation of Service
- SEPP application process
- SEPP for 401k vs. IRA
- SEPP from IRA in same year as 401K withdrawals
- SEPP pymnts & 401k contributions
- Setting up a 72T and 401K rollover at age 51
- solo401(k) & 72t SEPP
- Starting a 72t in July
- Taking SEPPs from 401K and 403B
- transfer fund from 401K to SEPP IRA
- transfer fund from 401K to SEPP IRA
- transferring an SEPP that is currently in a 401k t
- using 401k to fund SEPP
- What is the process to apply for a 72T??
- When is it too late to setup a Solo 401(k)
- Withdrawal from 401K
- withdrawals from 401k
- Witholding 20% 72(t) distributions from 403(b) and 401(k)
- Show Remaining Articles ( 142 ) Collapse Articles
-
- 401(k)-separation at 55-will this work?
- 401k and age 55
- 401K Distr''n @ Age 55--"Separation from Se
- 401K distribution at 55 years old
- 401K distributions at 55
- 401K periodic withdrawals after age 55
- 401K roll over to an IRA, do I have to retire during the year I turn 55?
- 401K vs. 55
- 401K withdrawl at 55 ?
- 55 retirement
- 55 separation of Service and distribution question
- 72T
- 72T / SEPP
- 72t and age 55 rule 401k
- 72t fees and 401k and 55 rule
- Additional follow up to age 55 from qualified plan
- age 55 and seperated service
- Age 55 Confusion
- Age 55 does it make a difference in 72 T ?
- age 55 exception
- age 55 exception
- age 55 excepttion
- age 55 exemption
- Age 55 questions
- Age 55 Rule
- Age 55 Rule
- Age 55 Rule & NUA application
- Age 55 rule relative to retiring at 50
- Can you start a SEPP plan after age 59.5?
- Clarification on the age 55 exemption rule
- Disability and Age 55
- Distribution from qualified plan after age 55
- Distributions to new 72t
- draw from 401K in 2017 when I turn 55 in Dec 2017
- IRA 72t without penalty payments
- IRA withdrawal
- need some advice
- Over 55 72T flexibility
- Over 55 exception
- Pension to IRA
- QPlan 55 separation exception
- Questions
- remaining payments
- Retire @ 55 with 72T
- retire during the year you turn 55
- Retiring in the year I turn 55
- rollover 401K Retire Age 55
- rule 55 and 72t
- Rule of 55
- rule of 55 and 72t in same year
- Rule of 55 for 401(k)
- Separate date
- Separate from Service After 55 & 72(t)
- Separation from Service Exemption
- Seperation before 55
- Want to start early retirment on the right foot
- Witdrawal without SEPP
- Younger than 55
- Show Remaining Articles ( 43 ) Collapse Articles
-
- 72 t/q friendly GMWB
- 72(q) Distributions from a non-qualified annuity
- 72(Q) Rules for annuity with Joint Owenrship
- 72t
- 72t & Immediate Annuities
- 72t and life annuity with term certain
- 72T Annuity Distribution Method for Joint
- 72T annuity payout
- 72t annuity product from jackson national
- 72t based on a Variable Annuity from AXA
- 72T distribution to a single premium variable annuity
- 72t or life annuity
- 72T Question on annuities
- 72t sepp as an annuity
- 72T then withdrawl for annuity
- 72T vs Commercial Annuities
- 72TQ Annuityw/ money from life insurance claim
- A question on Indexed and Fixed Annuities
- Aggregating of Contracts
- annuitize with life contingency
- Annuity
- Annuity 72t distribution
- Annuity distributions before age 59 1/2
- Annuity Factor
- Annuity Factor vs Ammortization Method
- annuity for sepp
- Annuity in 72T
- annuity method and life expectancy
- annuity or mutual funds
- annuity v. amortization
- Annuity withdrawl amout to use 72t rule
- Another annuity question........
- Anuuitized IRA
- cd type annuity for sepp
- change from annuity method
- Change from RMD to Annuity or Amortization
- Distribution methods
- Early Withdrawal of Annuity
- Effect of funding fixed annuity with 401(k) balanc
- Fixed Period Immediate Income Annuity & 72t
- Guaranteed Income Annuity
- How to Structure for SEPPs
- Immediate annuities
- Immediate Annuities
- immediate annuity
- immediate annuity
- immediate annuity
- immediate annuity and 72t
- Immediate Annuity from 401k B4 age 59.5
- Immediate annuity SEPPs
- Immediate Annuity Value for One-Time Change
- immediate fixed annuity
- Increase annuity amount
- Ira Annuity
- IRA Annuity - With SEPP - Withdrawl question
- IRA Annuity 72t dist.
- IRA Rollover
- IRS Helps Again - Notice 2004-15
- is 72T calc applicable to annuity withdrawls?
- is 72T calc applicable to annuity withdrawls?
- Is this a modification?
- Is this withdrawal amount okay?
- Joint Lifetime Single-Premium Annuity (Fixed) for a SEPP (SPIA)
- Legality of split annuity strategy
- Life annuity
- loss on annuity redemption
- Lump sum or Annuity
- need some advice
- non qualified annuities
- non qualified annuities
- non qualified annuities again
- non qualified annuity
- non-qual annuity and SEPP
- non-qualified annuities
- Non-qualified annuities
- Nonqualified Variable Annuity
- qualified annuity
- retirement annuity while working
- RMDs with IRAs, 401Ks, and TSA (annuity)
- Rollover after start of SEPP
- sepp on annuity
- SEPP with annuity to fund income stream
- single premium deferred fixed annuity
- single premium deferred fixed annuity
- SPIA and IRA
- split annuity purchased from after tax savings
- Starting new SEPP on Fidelity deferred annuity
- Surrender Variable Annuity with SEPP
- Switching from Annuity Method to RMD
- Tax on pre 59 1/2 NQ Annuity
- Thank You
- The new Qualified Longevity Annuity Contract
- TIAA CREF403B Fixed Annuity
- transfer of an annuity with an active 72t
- Use Annuity like a 72(t) withdrawal?
- Use of Annuities --- IRC 72(q) versus
- use of Single Premium Immediate Annuity
- Using 8 year SPIA???
- Using a SPIA for SEPP Distributions
- Using a SPIA for SEPP Distributions
- Using life annuity with 72t
- Vanguard Annuity will code as early distribution
- Variable Annuity Inside of an IRA
- Variable Annuity Question
- Show Remaining Articles ( 89 ) Collapse Articles
-
- 72t and Thrift Savings Plan Withdrawals
- 72T applicable to TSP?
- 72t for TSP
- 72t is offered by the TSP
- 72t withdrawal from TSP account
- Congress has the best plan!
- CPA v Financial Planner etc. for Federal Retirees
- Distributions
- Establishing a 72T Program
- Federal Retirement
- Govt TSP = SEPP
- Is My 72(t) Plan OK?
- Retiring with TSP
- SEPP from TSP
- setting up 72t
- specific $ monthly w/d from TSP acct - 72(t) eligi
- Starting a 72t using TSP
- Thrift Savings Plan (TSP)
- Thrift Savings Plan (TSP) monthly mayments
- TSP
- TSP
- TSP
- tsp one time withdrawal at risk
- TSP to 72(t)
- TSP-70 rounding off
- Show Remaining Articles ( 10 ) Collapse Articles
-
-
Non-SEPP Exceptions
-
- 10% Exception due to disability
- 72(t) and disability
- 72T and disability
- 72T distributions then becomes disabled prior to 5
- 72t then disability
- 72t/Disability.......
- Curent 72(t) client, now on disability
- disability
- Disability
- disability
- Disability
- disability
- Disability 10% penalty exception apply?
- Disability and 72T
- disability and 72t
- Disability and 72t rules
- disability and rule 72t
- Disability Distribution
- Disability Distribution Exception
- Disability Exception to Penalty
- Disability Exception-Distribution from Spousal IRA
- disability exemptions
- Disability termination of SEPP Plan
- Disabled when starting 72(q)
- Early Retirement Exceptions List 2019
- Early Retirement Medical Exceptions Article 2018/2019
- IRA Distribution
- IRA-SEPP-Disabled
- Police Disability Pension
- Proof of Disability for Penalty-free 401k Withdraw
- Retired on Disability/Died - Wife under 59 1/2
- retirement withdrawl
- SEPP and Disability?
- SEPP WITH DISABILITY
- ss disability
- starting 72(t)
- Show Remaining Articles ( 21 ) Collapse Articles
-
- 401k to IRA education withdrawal timing
- 401K Withdrawal for Higher Education Expenses
- 72T & Educational Withdrawals
- 72t account with education withdrawal
- 72t and college tuition
- 72T and Education Exp in Same Acct?
- 72T distribution for education
- 72t distribution rules
- Early Retirement Exceptions List 2019
- Early Retirement Medical Exceptions Article 2018/2019
- education costs
- Higher education
- Higher Education Exceptions
- Higher Education Expenses adn the 10% Penalty
- Higher Education Expenses Qualifications
- Higher Education Expenses Qualifications
- IRA withdrawls for higher education expenses
- Multiple Rollovers & Education Expenses
- No IRA modification penalty where additional funds withdrawn for education
- Qualified Education Expenses
- SEPP & Higher education expenses
- SEPP and education withdrawal
- Show Remaining Articles ( 7 ) Collapse Articles
-
- 72(t) for Medical Premiums with multiple years of unemployment?
- 72(t) payments and distribution for medical expens
- 72T
- 72t and medical bills
- 72T and medical withdrawal from one IRA?
- 72t with medical distribution
- Additional Early Withdrawl
- Early Retirement Exceptions Article June 2019
- Early Retirement Exceptions List 2019
- Early Retirement Medical Exceptions Article 2018/2019
- Funding HSA
- If you are using a SEPP plan and have a Medical Emergency Need
- IRA #1 For SEPP, IRA #2 for Medical Premiums
- IRA for medical
- IRA withdrawal
- Medical and SEPP Distributions
- Medical bills
- Medical Expenses
- medical expenses
- Medical Hardship
- Medical Payments
- medical payments from wife ira, sepp from husband
- Medical withdrawal after 72T
- SE health insurance and the medical exemption
- SEPP and additional medical withdrawal
- Show Remaining Articles ( 10 ) Collapse Articles
-
- 72t and Early Withdrawal
- 72T Distribution
- 72T Withdrawal
- Does active 72t plan prohibit other approved withdrawals
- Early Retirement Exceptions List 2019
- Early Retirement Medical Exceptions Article 2018/2019
- Other distributions from IRAs i.e. Health Insuranc
- SEDs, then lump sum distribution from IRA
- started 72t sepp and then became disabled
-
-
IRS
-
- 2001 plan, IRS exam
- 72t early dist. from ira and irs audit
- CP 2000 notice
- Form 5498
- How does the IRS know I''m using 72t?
- irs
- irs audit
- IRS Audit
- IRS Audit
- IRS audit
- IRS Audit
- IRS audit
- IRS Audit of my 72t Distributions
- IRS Audit of SEPP Plans
- irs audits
- IRS checks
- IRS Exam
- IRS exam by mail
- IRS examination report
- IRS Letter Follow-up
- IRS letter, How do I respond?
- IRS levy on an account in a SEPP
- IRS Questioning My 2007 Return with 72(t)
- IRS SEPP Audit
- Letter 525 from IRS
- Rejection for 72t from IRS
- Scary IRS Letter
- Verbal information from IRS
- Verification that early IRS withdrawl is parts of
- Show Remaining Articles ( 14 ) Collapse Articles
-
- ? on writing a private letter ruling
- 72T and PLR's
- A Few Words About PLRs
- Any updates on PLR?
- Approved PLR
- Badger''s PLR progress
- Can you take more than 72t rate??
- Changing withdrawal per Private Letter Rulings
- Compliant Letter To The IRS
- Details on PLR procedure
- Error Correction PLRs
- EXTRA PAYMENTS DUE TO FINANCIAL INSTITUTION ERROR WON'T TRIGGER IRA MODIFICATION
- FAQs and PLR listing
- How to Understand & Use PLRs
- IRS PLRs
- IRS Reply On PLR 2007-20023
- IS PLR Requirred
- New PLR disallows partial transfers
- PLR
- PLR (PRIVATE LETTER RULING) FEES GOING UP
- PLR 2005-07021
- PLR 2005-32062
- PLR 200925044 - Partial Transfers
- PLR ruling 2004-32021
- PLR''s and inflation
- PLRs for 72t distributions
- Private letter ruling
- Private Letter Ruling fee
- Private Letter Ruling Number
- Private Letter Ruling Request
- Private Letter Rulings
- Private Letter Rulings after 1/1/2003
- SEPP 72-T PARTIAL TRANSFERS DISALLOWED BY IRS IN PLR 201323045
- Stop or changing 72t before 59 1/2
- Timing Of PLR
- Understanding the new PLR
- Update re PLR 200720023 - Partial Transfers Still
- What good are PLRs?
- Yet Another PLR to Factor In
- Show Remaining Articles ( 24 ) Collapse Articles
-
- 1099
- 1099 codes
- 1099 posted with a "G"
- 1099 R & Form 5329
- 1099 R details
- 1099-R
- 1099-R
- 1099-R
- 1099-R
- 1099-R and Distribution Code
- 1099-R and Form 5329
- 1099-R box 7 code 2
- 1099-r codes
- 1099-R coding
- 1099-R coding
- 1099-R Coding Error
- 1099-R Coding Question
- 1099-R Distribution Code
- 1099-R distribution coding
- 1099, More Code 1s and fewer Code 2s
- 1099(r) codes
- 1099r
- 1099R code
- 1099R coded 1
- 2015 tax filing
- 5 year end and calendar year 1099
- 5329
- 5329 form and how to complete it to avoid penaliti
- 5329 form for 2014 income taxes
- 72 t and SS tax
- 72-t withdrawal
- 72(t)
- 72(t) Start Date Impact on Taxes
- 72t
- 72t
- 72T and Income Tax Due
- 72t and Obamacare?
- 72t and tax w/h
- 72t corrected over-withdrawl tax question
- 72t distribution and additional w/d taxes
- 72t for Tax Planning
- 72T Tax Free
- 72T tax free
- 72t taxes
- 72t/roth ira
- Advice for CPA to file taxes for distribution coded as early without exception
- After Tax Contribution
- After Tax Dollars
- after tax funds in SEPP IRA
- After tax money in SEPP
- Ammended tax returns
- Amount to withhold for taxes??
- Beneficiary IRA - Tax question
- Best way to pay SEPP Federal Taxes?
- box 7 on 1099R form
- Changing SEPP tax deductions
- Checking 72t Plan
- Code 1 vs. code 2
- Code 2
- code 2
- Code 2
- code irs form 5329 for sepp 72t distribution
- Completion of 72T 1099R
- Concerning Form 5329:
- Death Taxes and "Last SEPP ditribution"
- different 5329 question
- Distribution Code
- Distribution code 2 for immediate annuities
- Distribution code 7
- Distribution Codes
- Distribution Codes
- Do I really need tax advice???
- Does Medicare tax apply to 72t?
- Doing the taxes...
- Early Retirement and Roth IRA''s
- easy 72(t) income tax question
- end of 72t tax question
- Estimated Tax Payment time
- Extra 2.5% penalty for early withdrawal in California
- file 2 5329's?
- Filing Form 5329 for SEPP plus additional exceptions
- finding a tax advisor with 72t rule knowledge
- Finishing SEPP & Form 1099R
- First timer with 5329
- Foreign Tax
- Forgot to file form 5329
- Form 1099-R distribution codes
- Form 1099R
- Form 5329
- Form 5329
- Form 5329
- form 5329
- form 5329
- Form 5329
- Form 5329
- Form 8606
- Get ready to file form 5329 with your form 1040
- Getting Your Tax Money
- How to fill out form 5329
- Increasing Federal tax withholding on a SEEP in progress?
- IRA and taxes
- IRA Question 72t
- IRA with taxed and non-taxed contributions
- IRS 5329 form
- IRS 5329 w/RMD Switch
- IRS form
- irs form 5329
- IRS Form to file
- IRS Forms
- IRS press release re
- Loan Distribution
- Michigan State Income Tax on 72t distributions.
- more questions
- multiple sepps and 5329
- my first 72(t) 1099-R from Schwab is coded "2
- My Tax Software and Simplified vs. General Rule
- Need Help with Tax Return After Breaking SEPP
- Need to file taxes?
- New Tax Laws
- No tax or penalty... or is there?
- Our SEPP
- paying taxes in an IRA and SEPP plans
- Post Tax 1099
- Post tax contributions
- Pro
- professional tax software question
- Questions on witholding and taxes on a SEPP
- Sepp 72(t) 'Taxed As Ordinary Income' Question
- SEPP Amount Too High
- SEPP and Taxes
- SEPP End & 1099R
- SEPP question and income type
- SEPP-RELATED 1099 FORMS
- SS/Medicare
- State imposed penalty?
- tax and penalties
- Tax code number
- tax details on withdrawal from IRA before 59.5
- Tax Issue From Setting Up Wife's 72t
- Tax question
- Tax question
- Tax Questions
- Tax Reporting of SEPP Withdrawal
- tax reporting vs syst payment
- Tax withheld from a SEPP/72t dispersement
- Tax Withholding
- Tax Withholdings
- Taxable Amount Not Determined
- Taxation of SEPP
- Taxes
- Taxes
- Taxes
- taxes
- Taxes
- taxes and penalties
- taxes on 72t
- Taxes to withhold when taking SEPP Distributions
- taxes,,,
- To e-file or not to e-file when you have SEPP
- Trouble finding TurboTax Form 5329 (SEPP exception
- Turbo Tax
- Turbo Tax/SEPP
- Turbotax
- Vanguard and 1099,s
- Vanguard insists coding ALL early dist''s as 02
- varying tax withholding from year to year
- withholding taxes
- working/taxes on 72t SEPP
- Wrong 1099 Gross Distribution amount by $12
- Show Remaining Articles ( 154 ) Collapse Articles
-
-
About 72tNET
-
Advanced Topics
-
- 72(t) Re start after taking a partial IRA early di
- 72T to start a business
- Can I set up 72T from self Directed IRA? I''m ge
- Further retirement savings
- Mortgages
- real estate in IRA with 72t
- Real Estate in Self-Directed IRA
- self directed IRA
- Self directed IRA and 72T
- SEPP from IRA with real estate
- SEPP with self directed IRA (SDI)
- Setting up a SEPP 72T in a Self-directed IRA
- Triple Net Lease in a Roth IRA, can you use SEPP??
-
- 2 moths preceding and Working again after sepp starts.
- 72(t) and still working
- 72t
- 72t distribution and IRA contirbution
- 72T Distributions Combined with Regular Income
- A little help...
- Contributing to another Roth or Traditional IRA once 72t started
- early retirement
- earnings while drawing 72(t)
- Further retirement savings
- going back to work
- Going back to work after taking 72T payments
- New 72t setup comments
- Part time work
- returning to work after 72t has started
- SEP plans while still working
- SEPP
- Show Remaining Articles ( 2 ) Collapse Articles
-
Completed SEPPs
-
Roth Accounts
-
- 2010 roth converion using SEPP of 2010
- 2010 roth converion using SEPP of 2010
- 401K to IRA to Roth
- 72t and conversion to Roth IRA
- 72t and Obamacare?
- 72t and Roth Conversion
- 72t and Roth IRA convertions
- 72T conversion to roth ?
- 72t distribution change & roth conversion
- 72t to ROTH
- Advice on whether to roll a large IRA to Roth?
- Can you start a SEPP plan after age 59.5?
- Convert remaining SEPP payments to Roth?
- Converting part of 72(t) to Roth
- Did I bust SEPP plan when I converted fund to backdoor Roth IRA?
- early withdrawal of Roth IRA
- Early Withdrawl
- IRA Distributions After 72(t) Has Ended
- IRA to Roth Conversion after starting SEPP
- My accountant is scaring the heck out of me
- Off Topic - Conversion of TIRA to Roth IRA in 2010
- Partial Conversion to a Roth IRA
- Partial Roth Conversion of Existing SEPP Plan.
- Plan to allow Roth Conversions in 2010
- Rollover 72(t)/IRA to Roth IRA
- roth
- roth conversion
- Roth Conversion and 72t
- roth conversion ded. loss
- roth conversion MAGI coveredca
- Roth Conversion to Delay SEPP?
- Roth Conversion while under a 72t
- Roth Conversions and 72(t)
- Roth conversions on IRA
- SEPP Roth conversion?
- SEPP 1099-r and roth conversion 1099-r
- SEPP/ ROTH Conversion
- SEPP/ROTH CONVERSION
- SEPP/Roth Conversion
- Traditional IRA CONVERSION to ROTH
- Show Remaining Articles ( 25 ) Collapse Articles
-
- 72t for Roth
- 72t on Roth IRA
- Are SEPP Distributions for a Roth IRA Taxable when
- Distributions taken same year before starting SEPP
- early withdrawal of Roth IRA
- Roth conversions on IRA
- ROTH IRA & 72T
- Roth IRA's and SEPP
- Roth IRAs and SEPPs
- SEPP from a Roth IRA set up for less than 5 years without penalty
- Sepp in a new roth question
-
- 60 day rollover using multiple roth ira
- Bypass the SEPP
- early withdrawal of Roth IRA
- generic roth ira question
- pre-59 1/2 roth w/d affect SEPP / 72t ?
- pre-59 1/2 roth w/d affect traditional ira SEPP?
- Question about Roth Contribution distributions
- Roth after 5 years
- Roth Distribution
- SEPP from a Roth IRA set up for less than 5 years without penalty
- Using a Roth IRA to pay health insurance
-
-
Violations & Penalties
-
- "Busted" 72t Plan?
- "Late" 72(t) Distribution
- "Premature"-coded distributions from SES
- "Reseting" 72t
- 1 time bulk withdrawal prior to establishing SEPP
- 10% penalty
- 10% penalty
- 10% penalty question
- 10% penalty under 72t
- 72 t and irs
- 72 T Question
- 72-t withdrawal
- 72(T)
- 72(t) Distibution
- 72(t) penalty for "bust"
- 72(t) Re start after taking a partial IRA early di
- 72(T) Withdrawals
- 72T
- 72t account depleted
- 72t bust
- 72t Bust Question
- 72t busted?
- 72t code1
- 72t confused
- 72T Depleted
- 72t Depleted
- 72T depletion prior to 59 1/2
- 72T Distribution is running out of gas
- 72t distributions from IRA
- 72T Election
- 72T Election Not Made by Advisor
- 72t Partial Transfer and a SEP violation code 1
- 72t penalty or bust as posted by Aaron on 11/2/200
- 72T Setup a Bust?
- 72t vs pension - 10% penalty
- 72T-penalties if "bust" on purpose
- Account close to depletion can I change distribution
- Accounting Error
- Additional Distribution
- additional distributions
- age 57 inception...age 61 bust!
- Any consideration that the10% penalty will be waived due to economic situation
- Anyone hear of this rule?
- Bank missed monthly distibution
- Begin SEPP in the middle of substantially equal payments
- break 72T with a withdrawl
- breaking 72T
- Breaking a 72T series of withdrawals
- Breaking a SEPP and then restarting
- Breaking and Restarting a 72T
- Broken 72T
- broken 72t
- Broken 72T? Is a penalty due in this situation?
- Bust
- Bust a SEPP with Trading Costs
- Bust an old; begin a new?
- Busted 72 t distribution for education
- Busted 72t
- Busted 72T
- Busted 72T
- busted 72t
- Busted 72T
- Busted 72T
- Busted 72t Questions
- busted 72t transactions- can it be fixed?
- Busted 72t?
- Busted 72t?
- BUSTED PLAN
- Busted SEPP
- Busting 72(t) and using other early distribution exception
- Busting 72T
- busting 72t
- Busting 72t distributions
- busting a 72t
- Busting a 72t
- Busting a Plan
- Busting a Sepp
- Busting and restarting 72t payouts
- busting early seems inevitable
- busting my account
- Busting plan in last year...
- busting your 72t
- Carrier Cancels 72t
- Change of custodian- busted 72T
- class action settlement
- Cost to Bust
- cost to bust
- Cost to Bust
- Cost to Bust
- depleted IRA on 72t
- Determine penalty for breaking 72t
- Did I bust my SEPP?
- Disability and busting 72t
- Disability and busting 72t
- Disqualifying transactions
- Distribution BEFORE taking first SEPP Distribution
- distributions and the 10% penalty
- Do Advisory fees charged to a SEPP bust the SEPP
- Do I have a big problem?
- does taking cap gains dist cause 72t bust
- early distribution from pension plan, 10% exceptio
- Early withdrawal in one IRA busting the SEPP in a 2nd IRA?
- Early withdrawal in one IRA busting the SEPP in a 2nd IRA?
- Economic Stimulus and the 10% Pre-59 1/2 Penalty
- Ending the plan
- Enhancing income from an IRA with 72(t)
- Error Results in Overwithdrawal
- Exception to premature distribution rules
- exceptions on 10% for "Qualified Public Safety Employees"
- Excess 72T
- Excess Distribution
- excess SEPP distributions
- Exhausting 72t funds early
- Explain Cost to Bust column on amortization chart
- Fixing Busted 72t
- Forgot to take my 2009 SEPP payment
- Forms to end SEPP
- Funding IRA-B from SEPP IRA-A
- Has my 72t been violated
- How do you report a Broken 72t for past years penalties
- How to Fix "Busted" 72T
- How to Pay Back Taxes On a Busted 72-T Plan
- How to report penalties on "busted" 72(t
- If you begin 72t withdrawals from an IRA, can you take additional distributions
- In the spirit of "substantially equal"...
- Inaccurate account activity.
- incorrect distribution from SEPP
- intentionaly busting plan
- IRS "Busted SEPP" Rulings --- Update
- IRS Audit?
- IRS Greetings
- IRS Notice 2009-82
- IRS penalties
- IRS Penalty
- irs penalty
- IRS says I owe 10 percent penalty
- Is 72t Busted???????
- Missed 72t payment out of IRA - can we correct it?
- Multiple SEPPs; Bust 1
- My distribution is off $0.04, should I correct it?
- Need remedy for possible busted 72T
- need to bust my 72T to roll to a ROBS plan?
- New IRS Attitude on "Executory" Errors
- New SEPP - Don't want to bust it at the start
- New SEPP or exempt
- Not Sure How Big Of a Mess I''ve Created
- once an account is violated
- One Time Dist during 72t payout
- Overdraw
- payment date too soon
- Payments after busted 72t
- Payout exception to 10% penalty
- Pension Protection Act 2006 - Excess Distrib.
- pension, 10% penalty?
- pre age 59 1/2 withdrawal
- Premature distribution
- Premature Distribution
- Premature Distribution of IRA - Student Loans
- Premature Distributions
- Prematurely stopping 72t
- Probable bust
- Publication - 590 - SEPP as Valid exception to 10%
- Question on excess distribution of SEPP Plan
- Reasonable cause on 72t modification
- reconfiguring a busted SEPP
- Reporting a busted 72t
- Reporting a Busted Plan?
- Reporting busted Sepp on tax return
- Reporting Penalty for Violation of SEPP 72-t
- Restarting 72 payment
- restarting a 72t
- Return of withdrawal
- SEPP Amount Too High
- SEPP busted by change at Credit Union
- SEPP Depletion
- sepp distribution too much by one month of state taxes
- SEPP Question
- sepp violation
- SEPP Violation Nuances
- SEPP Violation Question
- Skipped 72t payments and Recovery Act of 2009
- Started SEPP program 4/14 ,now can I take a withdrawal outside of that plan
- Starting a new 72t plan after busting an old one
- Stopping 72T
- Substantially Equal Payments 10% Penalty Exclusion on Pension Payments
- Substantially Equal Payments For Spouse On Inherit
- taking extra money from Ira 72t
- Taking lump sum from IRA after starting 72t distri
- trustee/custodian error busts SEPP plan
- Under estimating payments
- Underwithdrawal of Annual SEPP amount
- Violating distributions
- Violation of 72T
- voiding my sepp
- What does the "cost to bust" column mean
- What happens when you intentionally break a 72t?
- What's next after busting a 72t?
- When 10% IRS penalty applicable
- when the bust occurs
- whos fault?? (72t problems)
- Show Remaining Articles ( 185 ) Collapse Articles
-
- 50% penalty??????
- 72-t withdrawal
- 72(t)
- 72T distributions
- 72T Election
- 72t penalties
- 72T penalty help
- 72t termination
- Determine penalty for breaking 72t
- early withdrawal
- Excess 72T
- General info
- IRA Question 72t
- IRS Penalty
- penalties
- penalty
- penalty
- Penalty ?
- penalty bill due before error resolved
- penalty or no penalty
- Previous non SEPP distribution
- SEPP Penalty calculation
- State imposed penalty?
- State Penalties
- Tax, Penalty & Interest on Busted 72t??
- Vanguard and I differ.
- Show Remaining Articles ( 11 ) Collapse Articles
-
< Back
You are here:
Print
IRS letter, How do I respond?
Posted
Last Updated On
ByTom
L1: IRS letter, How do I respond?So IRA is sent me a letter indicating I own 10% interest on my 72t withdrawals:
Yes I filled out form 5329 indicating the SEPP exception code 2
It was electronic so I know they have the form
Other than responding with another copy of 5329, and quoting their own regulations, I’m not sure what else I can do. Anyone who has been through this? Any pro pointers to what to include in my response letter to make them happy? It’s a form letter so they don’t ask for anything specific.2017-08-31 17:24, By: Tom, IP: [50.199.53.209]
L2: IRS letter, How do I respond?Is this a CP2000, notice? if it is it is completely computer generated, I would just send back in the 5329 with your explanation, it should take care of the matter.2017-08-31 21:12, By: Mike, IP: [96.95.85.98]
L3: IRS letter, How do I respond?Yes, it was a CP2000 notice.2017-08-31 23:41, By: Tom, IP: [50.199.53.209]
Table of Contents