5 year SEPP, How is five years determined

L1: 5 year SEPP, How is five years determinedI have been making a 72(t) withdrawalfor 5 years. Now I am at the end of 5 years and I have a question about the 5 year time period. My first withdrawal was Jan. 22, 2002 and then quarterly thereafter (4-22,7-22,10-22). Withdrawals continued 2003, 2004, 2005 and 2006. Last withdrawal was October 22, 2006. Five calendar years of equal withdrawals. Question? As of October 22, 2006 it wasn”t 1828 days, or five complete years. How do I formally end my SEPP at the end of five years? I don”t want to make another withdrawal on Jan 22, 2007 which will be 1827 days. I believe that the 5 year period starts with the date of the first withdrawal (Jan. 22nd in my case).
Thank you2006-12-13 22:19, By: curb1, IP: [71.111.134.87]

L2: 5 year SEPP, How is five years determinedAssuming that you are also over age 59.5 and that during the 5 year time period you took the calculated annual distribution timesfive as the payout during the period, the first payment modification date would01/21/2007.
There are only 1,826 days that need to be accounted for in the 5-year period indicated. 365 x 5 plus 1 leap day. The 1827 number is for a quick view and would account for the possibility of having 2 leap days in the 5 year period.
You shouldn”t need to make a distribution on 1/22/2007 unless it meets your objectives.
2006-12-14 03:03, By: Gfw, IP: [24.148.85.129]