treasury notes?

L1: treasury notes?Just thinking this all out…Can I roll over and put an amount into a Treasury note, so the coupon for the Treasury note equals my desired monthly draw, as allowed by 72t?2002-04-30 09:49, By: lb, IP: [127.0.0.1]
L2: treasury notes?There is nothing in 89-25 that deals with treasury notes.Payments from a SEPP plan must be calculated under one of the three alternative payment patterns.Please note, the coupon rate of a Treasury note is NOT one of the acceptable payment patterns.2002-04-30 11:07, By: Gfw, IP: [127.0.0.1]

L2: treasury notes?Actually, both this post & the last post on investing in fixed income bond funds raise a common point of confusion.IRC 72(t)(2)(A)(iv), commonly called SEPPs provides the under age 59 1/2 individual to remove money from a deferred account without paying the 10% penalty provided that you follow the rules which are: use an acceptable computational method (of which there are three) and stick with the method until the later of attaining age 59 1/2 or 5 years. None of the law or related writings on this topic ever address how or even guide the taxpayer on how the corpus (the underlying IRA assets) should be or can be invested. This is, in a way, unfortunate, but that’s the way it is. Should a taxpayer invest the SEPP IRA assets conservatively? I would think the answer to be yes, at least most of the time. Would bond funds and/or treasuries be good SEPP IRA investments? Probably, but not necessarily.Essentially, the mathematics of computing the SEPP withdrawal amount for an IRA and investing the IRA assets are unrelated; the former governed by law, in the later the taxpayer is left to his or her own devices.We could take two radically different situations & come up with two very different answers. One, a 40 year old with a $1mm IRA who wants $50k a year increasing each year with some kind of COLA. Here, because of the long duration, I think, almost mandates extreme conservatism; thus using something like a ladder of treasury zeros. Two, a 55 year old with the same $1mm and wants $75k per year can probably be much more flexible in his underlying investment approach because fo the shorter duration of time.TheBadgerwjstecker@wispertel.net 2002-04-30 11:43, By: TheBadger, IP: [127.0.0.1]